For over 20 years, MFA has been providing its keen insight and
steadfast execution to financial institutions through its Bank
Examination service line. By applying high-level resources and
best practices to meet clients’ needs, MFA has consistently
delivered real ROI through its examination and loan review
support services.
Over the years, MFA has been responsible for determining the quality of a
borrower’s collateral for pre-loan and existing loan situations. The results of
our examinations have aided lenders in determining the amount to advance
their customers and the quality of their collateral and underlying earnings
and cash flows. In addition, MFA is often engaged to provide consultation
on structure and borrowing base formulas.
Service Areas
Pre-Loan Examinations
Existing Loan Examinations
Consultation on Structure and
Borrowing Base Formulas
Loan Review Agreed Upon Procedure Engagements
Workout Analysis Support
Accounting Investigations
Litigation Support
The MFA Difference
A deep understanding of the nuances of conducting bank examinations
combined with broad industry expertise and a solid comprehension of the
economic factors that come into play
The ability to undertake field examinations from the collective viewpoints
of the bank, the loan officer and the credit department
An “out-of-the-box” process, procedures and overall approach that applies
an added dimension of thought to the situation at hand
A comprehensive assessment that considers, among other things, the
elements of a borrower's operating performance, their liquidity, asset
quality, leverage, cash flow, borrowing capacity, management, and
industry
Speed and responsiveness means clients can tap into MFA’s expertise at
any given time, knowing they can count on us to respond to their needs
as they arise
A professional, client focused approach that is sensitive to each
examination’s unique environment, special requirements and specific
timetable
“Committee-Ready” Reports — A final report that highlights key findings
and brings forth the most critical issues
A sensitivity, understanding and respect for client and pre-established
relationships
